Question 1

Can foreigners own property in Cambodia?

Accepted Answer

Yes. Foreign nationals can legally own strata-title condominiums above the ground floor in Cambodia. Ownership is capped at 70% of units per building for foreigners. The strata title gives you freehold rights, with the same legal standing as a Cambodian owner for that unit.

Question 2

What is a strata title and why does it matter?

Accepted Answer

A strata title is the individual ownership certificate for a specific unit within a condominium building. It is the only title type that grants foreigners legal freehold ownership in Cambodia. Without a strata title, foreigners are limited to leasehold arrangements. Property Hub Cambodia only represents projects that offer strata-title eligibility.

Question 3

What is the foreign ownership quota?

Accepted Answer

Cambodian law limits foreign ownership to a maximum of 70% of units in any one condominium building. The remaining 30% must be owned by Cambodian nationals. Always verify the remaining foreign quota before committing. Property Hub Cambodia checks this on every project we represent.

Question 4

Can foreigners own land in Cambodia?

Accepted Answer

No. Foreigners cannot own land freehold in Cambodia. Condominium units with strata title are the primary legal route for foreign property ownership. Long-term land leases of up to 50 years exist but carry significantly more legal risk and are not something we typically recommend.

Question 5

Is Cambodia politically stable enough to invest?

Accepted Answer

Cambodia has maintained consistent economic and political stability since the early 1990s and has been one of Southeast Asia's fastest-growing economies for two decades. Property law was specifically strengthened in 2010 to enable foreign strata-title ownership.

No market is without risk, and we will always be honest about that. For investors with a 5 to 10 year horizon and the right project selection, the fundamentals are stronger than the headline perception. We have seen investors from Japan, Europe, and Singapore buy, hold, and exit profitably. We will share that context with you directly.

Question 6

What rental yields can I expect in Cambodia?

Accepted Answer

Gross rental yields in Phnom Penh's prime districts typically range from 6% to 9% per year for furnished units targeting expats and short-term rentals. Net yields after management fees and vacancy typically settle between 5% and 7%.

For example, furnished one-bedroom units at Le Conde BKK1 and J Tower 3 have achieved 7 to 8% gross yields under professional management. We share project-specific numbers upfront, not on request.

Question 7

What is GRR (Guaranteed Rental Return)?

Accepted Answer

GRR is a developer-guaranteed rental income for a fixed period, typically 2 to 5 years at 7 to 8% per year. It provides income certainty while the rental market matures around your unit.

After the GRR period ends, your unit moves to open-market rental. This is where most investors get a surprise. Buildings without genuine tenant demand or professional management struggle to maintain yields. We only recommend GRR projects in locations with proven rental activity after the guarantee expires, and we will show you the occupancy data before you commit.

Question 8

Is Cambodia's property market USD-denominated?

Accepted Answer

Yes. Real estate transactions in Cambodia, including purchase price, rental income, and resale, are almost universally conducted in USD. This eliminates currency conversion risk for most international investors and makes returns straightforward to calculate.

Question 9

What taxes do I pay on rental income?

Accepted Answer

Rental income in Cambodia is subject to a withholding tax of 10% for non-resident individuals. For most overseas investors, this is deducted at source by your property manager before income is transferred to you.

Your practical calculation is: gross rental income, minus 10% withholding tax, minus management fees of typically 10 to 15%, minus a vacancy provision. We model this out for every project we show you so you see real net returns before making a decision.

Question 10

How does Cambodia compare to Bangkok or Bali for investment?

Accepted Answer

Entry prices in Phnom Penh's prime districts are still 30 to 50% below equivalent Bangkok locations. Rental yields are typically higher. Unlike Bali or Thailand, foreigners can hold freehold title in Cambodia.

The trade-off is a smaller, less liquid secondary market. Cambodia is a medium to long-term hold. If you need liquidity within 2 to 3 years, we will tell you that directly.

Question 11

What is the minimum budget to invest?

Accepted Answer

The entry point for strata-title condominiums in Phnom Penh starts at around $60,000 to $80,000 for a studio in an established development. One-bedroom units in prime BKK1 locations typically start from $120,000 to $150,000.

For investors focused on rental yield, we generally recommend a budget of $100,000 or more to access projects with strong management and reliable tenant demand. Tell us what you are working with and we will be honest about your options.

Question 12

Do I need to be in Cambodia to buy?

Accepted Answer

No. Many of our clients purchase remotely. You can sign the Sales and Purchase Agreement digitally or via a notarised power of attorney. Property Hub Cambodia coordinates the process end to end, including remote handover arrangements, so physical presence is not required at any stage.

Question 13

What is the typical buying process?

Accepted Answer

1. Choose a project with Property Hub Cambodia
2. Reserve your unit with a reservation deposit, typically $1,000 to $5,000
3. Due diligence period of 2 to 4 weeks covering title check, SPA review, and legal verification
4. Sign the Sales and Purchase Agreement
5. Follow the payment schedule, which varies by developer and project stage
6. Receive your strata title upon full payment and handover

We are with you at every step, from shortlist to keys.

Question 14

What costs are involved beyond the purchase price?

Accepted Answer

Typical additional costs to budget for:

Transfer tax at 4% of property value, paid at title transfer
Stamp duty at 0.1% on registration
Legal fees if using an independent lawyer, typically $500 to $2,000
SPA translation if required

Some developers absorb transfer costs as part of a promotion. We will clarify the exact breakdown for each project before you commit.

Question 15

What is the difference between off-plan and ready units?

Accepted Answer

Off-plan means buying during construction, typically at a lower price with a staged payment schedule spread over 2 to 3 years. The upside is a lower entry price and potential appreciation during construction. The risk is developer completion and a wait before rental income begins.

Ready units are completed and often already tenanted. You pay a higher entry price but see exactly what you are buying, rental income starts immediately, and there is no construction risk.

For first-time Cambodia investors, we generally recommend starting with a ready unit unless the off-plan developer has a strong completion track record. We will give you an honest comparison for every project we show you.

Question 16

How do you decide which projects to represent?

Accepted Answer

Every project we are approached with goes through the same screening before we agree to represent it. We check the developer's track record and whether they have completed and handed over previous projects. We verify strata-title eligibility and the remaining foreign quota. We review the payment structure, the SPA terms, and whether the yield projections are supported by real market data.

Of the projects we have been approached to represent, we currently work with 18. The ones we declined did not meet our standards on developer credibility, legal structure, or realistic returns. We think carefully about what we say no to, because our reputation depends on every project we show you.

Question 17

Which languages do you support?

Accepted Answer

Property Hub Cambodia advises in English, Japanese, German, Russian, and Khmer. Nick leads English-language advisory, Monika works with Japanese-speaking clients, and Reza covers European markets.

You speak directly with your advisor from first call to title transfer. Not through a translator.

Question 18

Can you help manage my property after purchase?

Accepted Answer

Yes. We coordinate with property management companies, rental operators, and maintenance teams on behalf of overseas owners. We help set up rental agreements, screen tenants, and ensure your unit is income-ready at handover.

This is part of our long-term relationship with clients. We are not here to close a transaction and disappear.

Question 19

Do you only cover Phnom Penh?

Accepted Answer

No. Property Hub Cambodia represents handpicked developments across Phnom Penh, including BKK1, Tonle Bassac, and Toul Kork, as well as Siem Reap and Cambodia's coastal markets including Sihanoukville. Every project is screened for strata-title eligibility, developer credibility, and investment fundamentals before we agree to represent it.

Question 20

How do I get started?

Accepted Answer

The simplest first step is a 20-minute call with no pitch and no pressure. Tell us your budget, timeline, and what you are hoping to achieve. We will tell you honestly whether Cambodia is the right fit for you right now, and if it is, we will show you the 2 to 3 projects that best match your profile.

Message us on WhatsApp at +855 11 666 952. We typically reply within a few hours.

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