Cambodia My 2nd Home (CM2H): The 10-Year Golden Visa Explained

Property Hub Cambodia

CM2H offers a 10-year Cambodian visa with a work permit from USD 50,000. Here is how the program works, what it costs, and how it pairs with property ownership.

Property Hub Cambodia | Insights | September 2026

10-year visa and a strata-titled condo: the combination many foreign buyers are now asking about.

For years, living in Cambodia long term meant the same routine: an ordinary visa, renewed every 6 or 12 months, with no clear path beyond it. For investors, retirees and business owners who have committed real capital to the Kingdom, that uncertainty was a genuine drawback.

Cambodia My 2nd Home (CM2H) was created to change that. It offers a 10-year visa with a work permit, a range of business and lifestyle support services, and, after five years, the right to apply for Cambodian citizenship. Below, we break down how the program works, what it costs, and how it fits alongside a property purchase.

What Is Cambodia My 2nd Home?

CM2H is a long-stay residency program promoted by Cambodia's Ministry of Interior and listed on the General Department of Immigration's official website. It is operated by My Second Home CM2H (Cambodia) Co., Ltd. in partnership with the Khmer Home Charity Association (KHCA), which channels part of the program's activity into local social projects.

The official CM2H logo. Visit cm2h.com for full program details.

How the Program Came About

On 16 June 2022, a ceremony at the General Department of Immigration presented an official letter from the Ministry of Interior to H.E. Nov Sokpheap, Chairman of the KHCA. At the same event, a Memorandum of Understanding was signed with My Second Home CM2H (Cambodia) Co., Ltd. to run the program. Since then, CM2H has built a head office in BKK1, Phnom Penh, and a network of regional partners.

Why It Matters Now

Cambodia's case for long-stay foreigners rests on a few structural advantages: a largely dollarised economy, 100% foreign ownership permitted for most businesses, no restrictions on moving funds in and out of the country, and a cost of living well below its neighbours. CM2H adds the missing piece, which is stability of status.

Key Benefits at a Glance

According to CM2H, members receive:

10-year visa and work permit, with no entry or exit restrictions

Company registration and bank account setup support

Cambodian driving licence assistance

Legal and tax consultation

CM2H app with 24/7 emergency support

VIP airport pickup, a Phnom Penh city tour and merchant discounts (see member privileges)

Trust services for holding land through a licensed trust under Cambodia's 2019 Law on Trust, with setup costs subsidised

No minimum stay requirement, which suits people who split their year between countries

CM2H Investment Options and Costs

CM2H offers three entry routes. Status is issued per individual, and additional adult family members (18+) can be added for USD 35,000 each.

Option A: Membership

Option B: Property

Option C: Fixed Deposit

Minimum

USD 50,000

From USD 85,000

USD 168,000 or USD 250,000

What you get

10-year visa, work permit, concierge support

Visa plus a real estate asset

Visa plus capital held in an appointed bank

Return

None (one-time fee)

Rental income and potential appreciation

Approx. 1% p.a. (USD 168K) or 4% p.a. (USD 250K)

Lock-in

None

Per property terms

5 years

Figures as published by CM2H in 2026. Confirm current pricing directly with CM2H before committing.

Option A: Membership Plan

The simplest route. A one-time USD 50,000 fee covers the 10-year visa, work permit and full concierge support. It suits people who want residency and mobility without tying capital to an asset.

Option B: Property Investment

From USD 85,000, this route combines residency with ownership of a real asset. For many of our clients, this is the most logical option: the capital goes into something that can earn rent, rather than into a fee.

Option C: Fixed Deposit

Designed for conservative investors who want capital held rather than spent. Funds are locked for five years in an appointed bank. Note the trade-off: at around 1% to 4% interest, the return is well below the 6% to 7% gross yields typical of well-located Phnom Penh condos.

How to Apply: The 4-Step Process

Background check. Submit your passport (at least 30 months' validity) and a USD 500 fee. The check takes roughly 10 working days.

Investment completion. Transfer the remaining funds to the official CM2H account.

VIP arrival. Arrive in Cambodia, with airport pickup and a city tour included.

Visa issuance. Visit the CM2H head office to receive the visa sticker, usually within about 5 working days.

Full application details are on the CM2H membership page.

The 5-Year Pathway to Citizenship

After holding a CM2H visa for five years, members become eligible to apply for Cambodian citizenship (see CM2H's citizenship page). Citizenship brings the full rights of a Cambodian national, including the ability to own land in your own name, which foreigners otherwise cannot do.

Two points are worth knowing. First, naturalisation in Cambodia is granted at the government's discretion, so eligibility to apply is not a guarantee of approval. Second, Cambodia updated its nationality rules in December 2025 through Sub-Decree No. 225, which also sets out separate, far more expensive investment and donation routes. For most people, CM2H is the more accessible long-term path.

Who Is CM2H Best Suited To?

Property investors who want residency alongside rental income

Entrepreneurs looking for a stable base for regional expansion within ASEAN

Remote workers and digital nomads who want a long-term home without minimum stay rules

Retirees seeking an affordable, comfortable lifestyle in Asia

How to Verify the Program Yourself

With any residency scheme, independent verification is sensible. Search for the General Department of Immigration Cambodia and look for official results ending in .gov.kh, the suffix used by the Royal Government. The CM2H program is referenced on the immigration department's website, and the official program portal is www.cm2h.com.

Pairing CM2H With a Property Purchase

This is where residency and real estate meet. Under Cambodian law, foreigners can own strata-titled condominium units outright, on the first floor and above, up to 70% of the units in a building. Land requires citizenship or a trust structure.

That makes a well-chosen condo the natural anchor for a CM2H application under Option B. As we covered in Why Investors Are Choosing Cambodia Over Thailand and Vietnam, central Phnom Penh still offers entry prices far below Bangkok or Ho Chi Minh City, with gross rental yields that have held in the 6% to 7% range. Capital gains tax on property has also been deferred until 1 January 2027, which helps buyers planning ahead.

Our selection criteria stay the same whether or not a buyer is applying for CM2H: confirmed strata title, a developer with a completed track record, and available foreign quota. Browse our current properties to see what qualifies.

Things to Consider Before You Apply

Confirm current fees, refund terms and what happens to your visa if you later sell a qualifying property.

Compare the fixed deposit return against realistic rental yields before choosing Option C.

Treat citizenship as an opportunity to apply, not a guaranteed outcome.

Take independent legal and tax advice, especially if your home country taxes worldwide income or restricts dual nationality.

Frequently Asked Questions

How long is the CM2H visa valid?

Ten years, with multiple entries and a work permit.

What is the minimum investment?

USD 50,000 for the membership route. The property route starts from USD 85,000 and the fixed deposit route from USD 168,000.

Can my family join?

Yes. Each additional adult family member aged 18 or over can join for USD 35,000.

Do I need to live in Cambodia full time?

No. CM2H has no minimum stay requirement.

Can I apply for Cambodian citizenship?

After five years as a CM2H holder, you become eligible to apply. Approval rests with the Cambodian government.

Contact CM2H

Cambodia My 2nd Home (CM2H) Head Office

No. 203, Street 63 corner Street 306, Sangkat Boeung Keng Kang 1, Phnom Penh

Email: info@cm2h.com | Phone: +855 69 590 168 | WhatsApp: +855 87 576 888

Website: www.cm2h.com | Contact form

Thinking about CM2H alongside a property purchase? Talk to Property Hub Cambodia and we will shortlist strata-titled units that fit your budget and timeline.

Disclaimer: This article is for general information only and does not constitute legal, tax or immigration advice. Program terms are set by CM2H and the Cambodian authorities and may change. Please verify all details directly with CM2H and seek independent professional advice before applying.